Indians need to survive 2 types of Moratorium Fraud in COVID2019 Difficult Times


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In India, buying a home has become a Social Status for many. They don’t estimate their affordability in most of the cases which I had known. This makes them incompatible to pay their dues when a hardship situation arises. We would have funnily seen the memes which say “If you don’t love your job, take a Home Loan, you will love your job!”. Some people only for the reason of showing off, get the fancy loans and end up in crisis. And these types of people are highly found in India. After getting a Credit Card, followed by a Personal Loan, followed by a Car Loan, followed by a Marriage, followed by a Home Loan, followed by having 2 kids are considered as a Settled Person in India.

OK. Now coming to our topic of discussion. In this Coronovirus which is sweetly addressed as COVID2019 by scientists, the Reserve Bank of India has offered Moratorium for all the Loan Payers of India to help this situation. Very Good initiative initially alike other options provided by the Government of India in this series. It is worth mentioning the Rs. 20000000000000 towards the economic revamping of India where I saw the announcements for Sale of Airports and other Indian assets. Actually, this situation of COVID2019 is very well used by 2 peoples and will see the modus operandi of the schema.

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Conversation with future Spouse – 30 Areas – 300+ Questions


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Way back in 2016, I was writing about the list of questions which needs to be asked to a Future Spouse before freezing our lives full of commitments and others. I was quite very busy at that time but did very good drafting at those times which had been a bible for most of my batchmates and colleagues while choosing their better halves. Most of them appreciated for my work, while a few scolded me for advising and not practising. Be is a Man or Women, the process of making a decision involves various factors. No one is the ideal match and no one is perfect including me.

Conversation with Future Spouse

Life isn’t all about interrogation or questioning. But also, matching the equivalency is important. In this post, I have compiled some of the questions, which I induced my folks about what to ask and what not to ask. Try asking some day by day, not all at once. If asked, I am not responsible for any collateral damages caused. 

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Intelligent people with OCD are miserable


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Intelligent people with OCD (Obsessive-Compulsive Disorder) lead a very strange life. If you think you are highly intelligent and have symptoms of OCD it will be a huge handicap throughout the entire course of life. If you don’t have such things but see someone with such symptoms, don’t ignore them. It may sound a bit counterintuitive, but be assured that the experience would be the best.

No matter how intelligent the person is, they are still a human being and not a machine!

It’s a well-known fact that nobody is perfect. We’re all good at certain things and not so great at others. The smartest kid of the class might not be academically stronger, and I am challenging the case vice versa. I have seen many such cases in my life, why not least, I am seeing myself every day in the mirror and selfies. And, that’s a natural way of balancing the equation. Research indicates that OCD sufferers often exhibit high creativity and imagination and above-average intelligence.

OCD or Obsessive Compulsive Disorder in Kokula Krishna Hari K

Have you ever heard of the Dunning-Kruger Effect? If you haven’t come across the term before, you have definitely experienced the principle. It’s a psychological rule that states; it’s the most incompetent who are the most confident, while the intelligent ones doubt their own abilities. Put simply, dumb people are too dumb to know how dumb they are. Smart people are clever enough to know how much they don’t know. Basically, all of us have a pretty lousy grasp of the limits of our own competence one way or another.

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